Moving from Merely Fine to Truly Flourishing: A Guide to Intentional Living

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In a fast-paced world where “fine” has become our default response, host Stacey Hyde challenges us to aspire beyond mere contentment and pursue true flourishing. This concept—moving from “fine” to “flourish”—forms the cornerstone of a more intentional approach to daily living that can transform not just our financial health but our overall wellbeing.

Many of us begin each year with ambitious resolutions that gradually fade as the months progress. Similarly, seasons like Lent inspire temporary commitments to giving up vices or adopting positive habits. But what if we approached life improvement not as a seasonal activity but as an ongoing journey toward flourishing? Stacey suggests that while being “fine” indicates that life is good without complaints, flourishing represents that deeper fulfillment many of us quietly yearn for—a state where we’re actively engaged in what brings us joy and purpose rather than simply going through the motions.

The path toward flourishing begins with a simple yet profound exercise: examining your calendar. Which appointments energize you? Which commitments make your heart sink? This calendar audit serves as a powerful diagnostic tool for identifying where your time investments align with your deepest values and where they don’t. The goal isn’t necessarily to eliminate all challenging activities but to intentionally expand those that bring genuine fulfillment. Whether it’s spending quality time with loved ones, dedicating more hours to a passion project, or finally pursuing that long-postponed dream, flourishing requires deliberate cultivation of life-giving activities.

Financial considerations naturally enter this conversation. Some flourishing activities—learning a second language, traveling, or pursuing certain hobbies—come with price tags. Rather than seeing this as an obstacle, Stacey reframes it as an opportunity to align your financial choices with your flourishing goals. That daily latte or takeout meal takes on new meaning when weighed against saving for something that truly contributes to your flourishing. This perspective transforms mundane financial decisions into meaningful choices that support your journey toward becoming your best self.

In troubled times when external circumstances feel overwhelming, focusing on personal flourishing isn’t selfish—it’s necessary. By cultivating our capacity to genuinely answer “I’m great!” instead of a perfunctory “fine,” we contribute something essential to our communities. Flourishing individuals naturally become sources of positive energy in a world that desperately needs it. The invitation to flourish thus extends beyond personal wellbeing to becoming a “positive light” for others, creating a ripple effect of wellbeing that begins with individual choices but extends far beyond them.

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Our approach is to discover a client’s goals, determine the personal financial plan that is needed, and aid the client in reaching those goals. Our success is measured by how well our clients achieve their goals.
Hank has had a distinguished career in the financial services industry, including more than 40 years in the financial planning and securities fields. From 1985 to 2013, Hank provided fee-only financial planning services through his firm, Lifetime Planning, Inc. Hank merged his practice with Stacey’s in 2014. In addition, Hank is a member of both the local and the national chapters of the Financial Planning Association (FPA).
Hank received his bachelor’s degree in business administration from the University of Mississippi, where he also lettered in football. He received his initial securities training at Merrill Lynch. He was a financial planning consultant for the Memphis office of Ernst & Young and financial planner at Morgan Keegan & Company, Inc. from 1982 through 1984. In April 1984, Hank completed his CERTIFIED FINANCIAL PLANNER™ professional requirements with the College for Financial Planning in Denver, Colorado.
In addition to his financial planning practice, Hank has enjoyed serving on the boards of Presbyterian Day School, Second Presbyterian Church, University of Mississippi, and the Christian Community Foundation. Hank served as the chief financial officer of the Christian Community Foundation from its inception in October 1998 until October 2000. Hank enjoys reading, hunting, and attending baseball and college football games.
Clay serves Envision Financial Planning’s clients as the investment officer and portfolio manager. His duties include overseeing the firm’s investment process and money management strategies with a strong focus on “goals-based” investment planning.
As a firm, we believe in concentrating on things we can control such as:
Clay is a native Memphian and a graduate of the University of Mississippi. He began his career working for a regional broker/dealer specializing in fixed-income securities, and prior to joining Envision, Clay was an investment research analyst and portfolio manager for a private wealth management firm in Memphis. Clay currently holds his FINRA Series 66 securities registration and obtained his CERTIFIED FINANCIAL PLANNER™ designation in 2021.
In his free time, Clay enjoys playing golf, exercising, reading, and cooking with friends and family. He and his wife, Margot, have two boys named Callan and Wiley.